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When creditors get serious about wanting their money, they will usually turn to a debt collection agency However, if you receive a letter from such an agency you have rights and don't have to just pay what they ask for immediately 07 Jun, 2011--
Source: http://www.articleonlinedirectory.com/Art/661249/630/strategies-about-how-to-take-care-of-terrifying-debt-collection-correspondence.html
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